Reservation of Rights: All right, title, and interest in and to this Web site is owned by Craig M. Arnold ('Owner'). The Web site is protected by United States copyright law and international treaty provisions, including without limitation the Berne Convention. All trademarks, service marks, and trade names are proprietary to Owner. All rights not expressly licensed hereunder are reserved by Owner.

Permitted Use: Neither the Web site nor any element thereof, including without limitation, text, graphics, images, or other materials, may be copied repurposed, uploaded, posted, transmitted, or redistributed, except that you may download one copy of such materials to your individual computer for your personal, non-commercial use only (which also excludes any use by any governmental, educational, charitable, or other institutional use that is not strictly personal use by you), provided that all copyright and other proprietary notices appearing on such materials must be preserved without alteration, modification, or obfuscation. You may not modify or prepare derivative works based upon the Web site or any element thereof.

Disclaimer: This Web site and all elements thereof are provided on an "as is" basis without warranty of any kind. Owner disclaims all warranties, express or implied, including without limitation, implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Owner does not warrant that the Web site will operate or perform in a manner that is uninterrupted or error-free, or that the Web site or host server will be maintained free of viruses or other harmful code. Owner makes no makes no warranties that the information presented on this Web site is current, up-to-date, or accurate. Some states and jurisdictions do not allow limitations on implied warranties, so the above limitation may not apply to you. The foregoing shall be enforceable to the maximum extent permitted by applicable law.

Limitation of Liability: Under no circumstances and regardless of legal theory, whether in tort, contract, or otherwise, will Owner be liable to you or any other party for indirect, special, incidental, reliance, or consequential damages, however caused, and regardless of character, including without limitation, any damages relating to lost data, computer failure or malfunctioning, or otherwise. Some states and jurisdictions do not allow the limitation of liability for consequential or indirect damages, so the foregoing limitation may not apply to you. The foregoing shall be enforceable to the maximum extent permitted by applicable law. You agree to this allocation of risk in relation to your use of the Web site.

International Use: This Web site is presented by Owner from within the United States, and Owner makes no representation that the materials in the Web site are appropriate or available for use in locations outside the United States. Neither the Web site, nor any underlying information or technology may be downloaded or otherwise exported or reexported into, or to a national or resident of, any country to which the United States has embargoed goods (for example Cuba, Iran, Iraq, Libya, North Korea, Sudan, Syria) or to anyone on the U.S. Treasury Department's list of Specially Designated Nations or the U.S. Commerce Department's Table of Denial Orders. By downloading or using any element of the Web site, you are agreeing to the foregoing and you are certifying that you are not located in, under the control of, or a national or resident of any such country or on any such list. In addition, you are responsible for complying with any and all local laws in your jurisdiction which may impact your right to use the Web site.